Zenith Bank: How to Open an Account, Internet Banking And Codes

Zenith Bank Plc is one of Nigeria’s commercial banks that engages in the provision of banking and financial services to corporate and individual customers.

The company was founded by Jim Ovia on May 30, 1990 and is headquartered in Lagos, Nigeria. They also have USSD Banking services. I am sure you’d want to check out this Full List of Nigerian Banks And Their Transfer Codes.

It operates through the Corporate Retail and Pension Custodial Services-Nigeria; and Outside Nigeria Banking-Africa and Europe.

The Corporate Retail and Pension Custodial Services-Nigeria segment offers a range of banking and pension custodial services to a group of corporations, financial institutions, investment funds, governments, and individuals.

The Outside Nigeria Banking-Africa and Europe segment includes the provision of a range of banking services to a group of corporations, financial institutions, investment funds, governments, and individuals outside Nigeria.

Different Types of Zenith Bank Accounts

Savings Account, below are a few types of savings account you can open with Zenith bank plc:

Individual Savings Account: The Zenith Individual Savings Account is a great way to save money if you have a specific savings goal in mind or you just want to start setting money aside.

This account offers interest on all your funds regardless of the goal of the savings.

EazySave Classic Account: This account is helps to facilitate financial inclusion permitting individuals with minimal forms of identification.

EazySave Premium Account: The Zenith EasySave account helps to facilitate financial inclusion, permitting individuals with minimal forms of identification.

The Aspire Account by Zenith: is a unique savings account for the Nigerian undergraduate with a distinctive sense of identity.

It is an account that enhances the lifestyle of the discerning student, the Aspire account provides a platform for its holders to follow their dreams, supporting them as they aspire to greatness.

Zenith Children’s Account (ZECA):The Zenith Bank Children’s Account is a savings account that allows parents save for their children’s future.

It is an avenue for parents and caregivers to teach children about savings from a tender age.

The account is made for young children with an objective of making savings exciting and fun for them and teaching them financial discipline.

Current Account

You can open the following types of current account with the bank according to your need.

  • Individual Current Account
  • Gold Premium Account
  • Platinum Premium Account
  • Timeless Account

How Much Does it Take to Open a Zenith Bank Account?

As a customer, you can open an account with any amount of money or with zero balance.

There is no minimum account opening amount requirement for all Zenith Bank Account classes, except for Zenith Gold and Platinum Accounts, which require a minimum of N1 million and N3 million, respectively.

Zenith Bank Internet Banking and Mobile App Registration guidelines

Just like other commercial banks in Nigeria, Zenith Bank, one of the biggest financial institutions in Nigeria, has introduced electronic banking, which includes USSD.

Otherwise called unstructured supplementary service data, Internet banking, and a mobile app designed to enable customers to carry out financial services.

These services are on the go and you do not have to enter the a regular bank for assistance.

The bank offers a web-based solution that allows customers to access real-time balances of their account(s). Other services include, view and download account activity, request cheque books, transfer funds between their accounts, pay utility bills, and perform numerous other transactions.

All of these you can do from the comfort of your house or anywhere, without the need to visit the banking hall.

The benefits of internet banking

Apart from ZiVA, the banks automated quick response chatbot, there are many benefits of online or internet banking, but I will show you only a few of such:

  • Perform banking conveniently from the home or office.
  • Enjoy 24/7 banking services, extending banking hours.
  • Experience user-friendly interactions.
  • Receive transaction notifications via SMS and email.
  • Stay informed about your account at all times.
  • Manage your accounts easily, saving both time and energy.

How to Register for Zenith Bank Internet Banking

The Zenith Bank Internet banking consists of Personal Internet Banking and Corporate Internet Banking.

Corporate Internet Banking empowers account holders to perform secure internet banking transactions and e-payments of all kinds, monitor trade transactions, and administer payroll.

Additionally, customers can easily make payments to account holders worldwide, confirm cheques, stop cheques, issue drafts, and pay import duty, among other functions.

To make use of the service, kindly follow the steps below:

1.  visit any branch close to you and request for the service

2. Upon submitting your application, expect to receive an enclosed pack containing your logon details (customer access code, username, and password) within 24 hours (at most 48 hours).

The pack will be sent to you through your relationship officer. Alternatively, if you prefer to collect the pouch personally, please visit the branch where you submitted the form.

List of Zenith Bank Short Codes and their Functions

Check zenith bank account number*966*0#
Activate USSD banking*966*0#
Update BVN details*966*BVN#
Check account balance*966*00#
Airtime for self*966*amount#
Block Zenith ATM Debit Card*966*60#
Airtime for others*966* Amount*Mobile number#
Deactivate Eazy Banking Profile*966*20*0#
Zenith Bank Payday Loan*966*11#
Cardless withdrawals*966*60#, select “7” the option#
Increase daily transaction limit*966*60#
Retrieve Zenith Bank ATM debit card PIN*966*60#
USSD code for POS*966*000#
Activate agent banking activities*966*66#
Zenith USSD Banking.

To complete the process, you will need an active Zenith Bank account number, a working mobile phone (device), and a phone number capable of receiving SMS messages for notifications.


Zenith Bank is a prominent financial institution renowned for its exemplary services and commitment to customer satisfaction.

It offers cutting-edge digital banking solutions and personalized in-branch experiences, demonstrating adaptability to evolving customer needs.

The bank’s exceptional customer service, highly-trained staff, and focus on security have earned the trust and loyalty of millions of customers.

Zenith Bank’s commitment to social responsibility is evident through numerous corporate social initiatives, making a positive impact on communities.

With a focus on sustainability and ethical practices, the bank is well-prepared to navigate the challenges of the global economy.

In summary, Zenith Bank stands out as a leading financial institution, continuously inspiring confidence and progress through its innovative services and genuine concern for society’s well-being.

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