If you want to activate Sterling bank USSD code, all you need to do is to dial *822*1*Account Number# from your registered mobile phone number (Mtn, Glo, Airtel or 9 Mobile) and follow the on-screen procedures to create and get your 4-digit USSD PIN. Then, use the code to transfer money to any bank account without an ATM card, check your balance, buy airtime and pay bills with your PIN.
This article will provide you with a step-by-step process and guild on how to activate sterling USSD code.
What is Sterling Bank USSD Code?
The Sterling Bank USSD code is *822#, and it provides a quick and convenient way to conduct banking transactions on your mobile phone without the need for internet data. This USSD code allows you to send money, check your balance, purchase airtime, and pay bills.
The beauty of the *822# code is that it works on any phone, whether it’s a basic phone or a smartphone, and it is compatible with major mobile networks in Nigeria, including Mtn, Glo, Airtel, and 9 Mobile.
To start using the Sterling code *822#, you need to register it on your mobile phone. After registration, you will create and receive a unique USSD PIN that you will use to confirm all transactions, including money transfers.
Is Sterling Bank USSD Safe and Secure?
Indeed, the Sterling Bank *822# USSD banking is safe and secure, as it requires your unique PIN to confirm all banking transactions. It is important to keep your PIN private, just like your ATM debit card, to prevent unauthorized access to your account.
If you happen to lose your mobile phone, it is important to act quickly. To block the Sterling Bank USSD banking service immediately, you can dial 822911# from any phone. This will help protect your account from potential unauthorized usage until you retrieve or replace your mobile device.
How to Activate Sterling Bank USSD Code
To start using the Sterling code, you must register and create your USSD PIN. Thereafter, you can perform various banking transactions on the USSD platform, authenticating with your 4-digit PIN.
Below are the Required Steps to Activate the Sterling Bank USSD Code:
- Dial the code *822*1*Account Number# on your phone. Mtn, Glo, Airtel or 9 Mobile.
- Follow the on-screen prompts
- Create a unique 4-digit USSD PIN.
- Re-enter the USSD PIN to confirm it.
- Receive a successful activation message.
Note that if you try to initiate any transactions with *822# such as transfer money, you will instantly be prompted to register for Sterling bank USSD banking and get your 4-digit PIN code.
Sterling Bank USSD Code Activation Requirement
Below are the requirement to activate the Sterling bank USSD code on your mobile phone before you start using it:
- Have an active Sterling bank account
- Register with or without an ATM Debit card
- Use the mobile phone number linked to your bank account
- Airtime on your mobile network for Network charge. Mtn, Glo, Airtel or 9 Mobile.
- Thereafter, dial code *822# to activate the USSD banking
Can I Activate Sterling Bank USSD Code without ATM Debit Card?
To activate the Sterling bank USSD code without an ATM debit card, dial the code *822*1*Account Number# on your registered mobile phone. Mtn, Glo, Airtel or 9 Mobile. Then Follow the on-screen prompt. After that, you can transfer money of N20,000 Naira per transaction.
However, to increase the Sterling bank USSD transfer code limit from N20,000 Naira to N100,000 Naira per transaction, you must register with an ATM debit card and get a PIN 2.
How to Deactivate Sterling Bank Account with USSD Code
If you have lost your mobile phone and need to block your Sterling bank account, you can quickly do so by dialing the USSD code *822*911# from any phone on any of the major mobile networks (Mtn, Glo, Airtel, or 9 Mobile). Follow the on-screen prompts and enter your PIN to deactivate the Sterling bank profile account, ensuring the security of your funds.
To reactivate your Sterling bank account after retrieving or replacing your mobile phone, dial the USSD code *822# from your registered mobile phone on any of the mentioned networks (Mtn, Glo, Airtel, or 9 Mobile). Then, follow the on-screen prompts to complete the reactivation process.
How Much is the Network Fee to Activate Sterling USSD?
When you activate the Sterling Bank USSD code *822# and use it for banking transactions, the mobile network (MTN, GLO, Airtel, or 9Mobile) will charge you N6.98 Naira for each usage.
How to Reset Sterling USSD PIN
If you forget your Sterling Bank USSD PIN or need to change it, you can reset it by dialing the code *822# from your registered mobile phone on any of the major mobile networks (Mtn, Glo, Airtel, or 9 Mobile). Then, select the “PIN RESET” option from the menu.
Other Sterling USSD Banking Codes
Transfer Money Code to a Sterling Bank Account
Dial *822*Amount*Account Number#
Transfer Money Code From Sterling to Another Bank Account
Dial *822*Amount*Account Number#
Sterling Bank Airtime Code for Self
Dial *822*Amount# to purchase Mtn, Glo, Airtel or 9 Mobile recharge
Sterling Bank Airtime Code to buy for Others
Dial *822*Amount*Phone Number# to purchase Mtn, Glo, Airtel or 9 Mobile recharge
Withdraw Cash From Sterling Bank ATM Without a Debit Card Code
Dial *822*42#, then follow the on-screen prompts to perform a cardless withdrawal
Sterling Bank Bill Payment Code
Dial *822*2# and follow the on-screen prompts
Conclusion
The activation process involves dialing *822# on the registered mobile phone, following the on-screen prompts, and creating a 4-digit USSD PIN for secure transactions. Once activated, users can conveniently conduct banking transactions without the need for internet data or visiting a physical bank branch.
Read Also:
- Unity Bank USSD Code List: What it is and how to use it for
- First Bank Nigeria PLC, Their Services, Sort and USSD codes
- USSD Banking: Full List of Nigerian Banks And Their Transfer Codes
- USSD Transfer Codes: List of Nigerian Banks Code to Transfer Money
- Zenith Bank: How to Open an Account, Internet Banking And Codes
- Access Bank USSD Code: How to Enroll and Transfer Money Using the Code
