– How to Apply for Discover IT Student Card and Benefits

When you visit, you can see the challenges that come with applying for student loans using Discover IT Student Card. That is why we have taken the steps to ensure that your application on process is straightforward and convenient for you.

If you are a student looking for the ideal cash-back credit card, the Discover IT Student Card stands out as the top choice for you.

With this card, you can earn rewards in different categories that change over time, and you will also get double the cash back you have earned by the end of your first year using the card.

Furthermore, if you are considering studying abroad, this card can simplify your time overseas by not charging any foreign transaction fees to those who have the card. In this article you will discover the benefits and many more interesting things you which to know on “How to Make a Discover Card Payment.”

Table of Contents:

  1. The Benefits of the Discover IT Student Card
  2. How to apply for the Discover IT Student Card?
  3. How to Check the Discover IT Student Card Application Status?
  4. The needed credit score for the Discover IT Student Card.
  5. The credit limit on a Discover IT student Card, and also if Discover IT Student Card is good for building credit?

Benefits of the Discover IT Student Card

Before submitting your application for the Discover IT Student Card, it’s a good idea to familiarize yourself with the benefits that come along with this credit card choice.

Having said that, the Discover IT Student Card allows you to earn 5% cash back on your daily purchases each quarter of the year at different places and up the quarterly max when you activate.

You will also receive a continuous 1% cash back on any other purchases you make right away.

Furthermore, when your first year as a cardholder wraps up, the Discover IT Student card will double all the cash back you have earned.

This means that if, for example, you managed to accumulate 70USD in cash back during your first year, it will be boosted to 140USD thanks to the doubling feature.

However, the Discover IT Student card provides you with the flexibility to redeem your rewards for cash or any items you require from various online stores, such as, through the use of PayPal.

Furthermore, the advantages do not stop there. The Discover IT Student Card also offers a 0% introductory APR on purchases for a span of 6 months, and you will not encounter any annual fee.

How to Apply for the Discover IT Student Card Online

If you have received an invitation from the Discover IT Student Card, simply head over to to complete your online application for the card.

After you access the link, you will be prompted to enter your special 4-word invitation code.

Next, enter the 4 words and click the orange button labeled ‘Start Your Application’ to initiate the application procedure.

Alternatively, if you have not received an invitation for this card, select the option labeled ‘Click Here to Find Your Offer’.

Subsequently, input your name and the last 4 digits of your Social Security Number.

Following that, indicate your student status and click the button marked ‘Find My Offer’.

However, if you were lucky to get an invite, below is vital info you must provide to complete your application process:

Once you have completed these steps, you will receive immediate feedback from Discover IT. If your application is approved, the card will be sent to the mailing address you provided.

How to Check the Discover IT Student Card Application Status?

In most instances, as soon as you press the submit button on the online application form for the Discover IT Student Card, you can anticipate receiving a response from Discover IT.

However, if you find yourself in a situation where you don’t receive instant feedback from Discover IT, there is no need to worry.

All you need to do is check the status of your application. To do this, visit and go to the section titled ‘Already Submitted an application?’ Then, click on ‘Check your status‘.

Once you have done that, provide your Social Security Number and Zip code. Afterward, click the continue button and follow the subsequent prompts to check the status of your application.

Discover IT Customer Service

If you require assistance from Discover IT Student Card’s customer service via phone, just dial 1-800-347-2683.

On the other hand, for individuals located outside the United States, there is an option to call 1-224-888-7777. Moreover, if you are using TDD, you can dial 1-800-347-7449.

Therefore, please be aware that the customer service agents for the Discover IT Student Card are available around the clock, 24/7, to address any inquiries you might have.

Alternatively, you have the option to contact Customer Service online by sending a secured message or engaging in a live chat through the following link:

Also, you can send a mail to; Discover Financial Services P.O. Box 30943 Salt Lake City, UT 84130-0943.

However, if you want to make a Discover IT Student Card payment, send checks to the address on your periodic statement.

Having said that below are Discover IT Student Card payment addresses:

  • PO Box 6103 Carol Stream, IL 60197-6103
  • PO Box 45909 San Francisco CA 94145-0909
  • PO Box 70176 Philadelphia, PA 19176-0176
  • PO Box 71242 Charlotte NC 28272-1242

Keep in mind, payment addresses correspond to your present address. Therefore, it is essential to submit your payment to the address stated on your periodic statement. This will ensure that your payment reaches the correct destination.

What is the Needed Credit Score for the Discover IT Student Card?

Unfortunately, Discover IT has not publicly disclosed the required credit score for the Discover IT Student Card.

However, they offer two great credit card options for students building their credit histories.

Having said that, these cards include;

  • Discover it Student Cash Back
  • Discover it Student Chrome

With that in mind, it is important to recognize that your credit score is not the only factor that holds weight when applying for the Discover IT Student Card.

Therefore, there are additional aspects to take into account, such as your income relative to your debts, your employment situation, whether you own or rent your residence, and the quantity of loans and lines of credit you have previously established.

The Credit Limit on Discover IT Student Card

The credit limit on a Discover IT student Card is at least 500 USD.

However, some cardholders have reported having a limit of up to 3,000 USD.

Having said that, the credit limit on your Discover IT student Card is based on your credit history.

Is Discover IT Student Card Good for Building Credit?

Of course! The Discover IT Student credit card is perfect for building credit especially when you:

  • Make all payments on-time
  • Pay off your balance in full, or try paying more than your minimum each month
  • Avoid carrying a balance over.



In conclusion to, if you are a student seeking an ideal card to earn rewards and enhance your credit well-being, the Discover IT Student Card is undoubtedly the right choice for you.

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