How to Make Payments Using PayPal on Amazon Online

Amazon is a very popular online store, and PayPal is one of the most commonly used ways to pay for things online. Amazon is a big tech company in the United States of America. They do lots of things like digital streaming, cloud computing, online shopping, and artificial intelligence.

In this post today, I will help you see the various aspects of using PayPal on Amazon. I will also show you practical tips to help you while using this online shopping platform effectively.

Therefore, if you are wondering whether Amazon will let you use PayPal as a payment option, this article, will help clear that up for you.

Does Amazon Online Accept PayPal Payments?

You can not use PayPal directly on Amazon right now because they do not accept PayPal payments. Instead, they mainly take major credit cards and Amazon gift cards.

However, there are two ways to still use PayPal to buy stuff on Amazon.

PayPal Cash Card

You can use PayPal to buy things on Amazon by getting a PayPal Cash Card. This card works like a debit card and is linked to your PayPal account, so you need money in your PayPal account for it to work. Amazon accepts it because it is a MasterCard, a well-known type of credit card.

To use it, you just have to add the card’s info to your Amazon account as a payment method. When you are ready to buy something, choose the card at checkout. Your PayPal account balance will be used before the card.

If you have enough money in your PayPal account, your payment should go through without any problems. Since MasterCard is accepted widely, you can use the PayPal Cash Card to pay for almost anything. The best part is, you can get a PayPal Cash Card for free.

You do not need a credit check because it is a debit card, not a credit card. To get one, all you need is a PayPal account. You just have to find the option for the PayPal Cash Card and sign up for it. They will verify your address and some other info, and your card will arrive in your mailbox in about 10 days.

Once you have it, you can use it to shop on Amazon and other websites that accept MasterCard. It is a handy way to make purchases on Amazon using your PayPal account.

Purchase Gift Cards Using PayPal

You can use gift cards to buy things on Amazon, and there is a way to do it with your PayPal account. Many stores that accept PayPal also sell Amazon online gift cards. Some physical stores even accept PayPal, and they often have Amazon gift cards available.

You can buy gift cards with PayPal in stores because they usually have them in stock, including Amazon gift cards. There are also plenty of online stores where you can use PayPal to buy gift cards.

The important thing to remember is to get the right gift card for the Amazon item you want to buy. For example, if you want to get a video game on Amazon, a $20 gift card might not be enough to cover it. In that case, you can not use PayPal to pay the remaining balance.

To use PayPal for gift card purchases, you usually need to buy gift cards worth $50 or more. Be sure to also consider any discounts or shipping fees, as they can affect the value of the gift card.

Once you have bought a gift card with PayPal, you can use it to shop on Amazon. This way, you can keep using PayPal for your Amazon purchases.

How Come Amazon Does not Accept PayPal Directly

There is no definitive answer, but some context can help explain the situation.

Few years ago, PayPal was originally part of eBay, a major competitor of Amazon. So, merging PayPal into Amazon’s payment options would have helped one of Amazon’s main rivals.

However, it is worth noting that Amazon is expanding into various areas, including online payments. This suggests there might be another reason. As Amazon Pay becomes more popular, PayPal and Amazon are starting to look like direct competitors.

The PayPal Cash Card allows you to use PayPal to pay for almost anything because MasterCard is accepted almost anywhere.

Should You Purchase from Amazon Using the PayPal Cash Card

If you have a PayPal Cash Card and are thinking about using it on Amazon, you might be wondering if it is worth it. While the PayPal Cash Card is convenient, it lacks a feature that some other cards offer.

The main drawback is that the PayPal Cash Card does not come with any benefits. This means you might be missing out on opportunities to earn reward points that can get you free stuff or discounts on other purchases. So, in terms of debit cards, it is not the best choice for that reason.

Debit cards, in general, do not typically offer rewards because they are linked directly to your bank account, using your own money. To earn points for your Amazon purchases, you would need to apply for a credit card with a rewards program.

Some credit cards offer cashback motive, meaning you get a certain amount of money back for each purchase you make. If you use a card with no annual fee and pay your bills on time, you could even end up making some extra cash.

While the PayPal Cash Card is handy for quick purchases, not using other credit cards might mean missing out on rewards and discounts.

Can I Use PayPal Credit on Amazon Online?

You might be wondering if Amazon accepts PayPal Credit, especially since they do not accept regular PayPal payments. The answer is no, Amazon does not accept PayPal Credit.

Even though it is a credit card, PayPal Credit is similar to the PayPal Cash Card. However, it is not combine with any other credit card issuer, it is from PayPal itself.

This is why Amazon does not accept it. PayPal Credit is a credit card option that allows the cardholder to make credit-based purchases and then pay off the balance through their PayPal account later.

What Advantages Do PayPal Cash Cards Offer When You Use it on Amazon Online.

When you use the PayPal Cash Card to make purchases on Amazon and other websites, you may not earn rewards, but you still enjoy some benefits. Here are the advantages of using the PayPal Cash Card on Amazon:

It is Simple to Add Money

Having a card with some money on it but not enough to cover the cost of an item can be a problem when shopping on Amazon. Usually, there is not much you can do about it. However, adding money to your debit card with the PayPal Cash Card is easy.

You just need to withdraw money from one of two sources: your bank account or a credit card, because PayPal connects to both of them. If you withdraw money from a credit card, be aware that PayPal might charge you a fee. But if you are taking money from your bank, it is usually free.

You can link as many bank accounts as you want to your PayPal account. So, if one account is running low, you can always borrow money from another one. And if both bank accounts are low, but you have a credit card linked to your PayPal account, you can use that to add funds.

This means that compared to using a regular debit card, you have more options to load your PayPal Cash Card and pay for your purchase. The PayPal Cash Card is handy for Amazon shopping because you can quickly get funds from various sources to cover your transaction.

Lesser Cards

Having to carry many cards in your wallet is quite annoying and can sometimes be very uncomfortable. However, they all start to look the same, and it is hard to tell which ones are still active or have money on them.

Therefore, using the PayPal Cash Card for Amazon online transactions can really help you because it can replace the many cards you have to carry around.

Amazon online, accepts MasterCard, which is one of the most widely used credit cards. Since the PayPal Cash Card is a MasterCard, it can take the place of any MasterCard you already have.

It Makes Budgeting Simple

One of the main benefits of using the PayPal Cash Card is that it simplifies your budget. If there is no enough money in your PayPal account, you can not use the Cash Card to make purchases because it is linked to your PayPal account.

This can be really helpful because it prevents you from overspending. If PayPal tells you that you do not have enough funds to complete your order, it might make you think twice about making the purchase. As a result, you can stick to your budget.

While adding money to your PayPal account is easy, it does take a little bit of time. During that period, you have plenty of opportunities to reconsider your purchase. So, using the PayPal Cash Card on Amazon can help you better manage your spending.

Are PayPal Keys Acceptable on Amazon Online?

PayPal is introducing a new payment option called PayPal Key. However, not everyone has access to PayPal Key yet because it is still being tested. Only a small number of people using PayPal can use it at the moment. But if you have access to it, you might be wondering if you can use PayPal Key to buy things on Amazon.

PayPal Key is like a virtual credit card, and it is linked to MasterCard, which means it is accepted wherever MasterCard is in use. What is even more interesting about PayPal Key is how it links your account’s payment method with its funds.

This means you can connect it to your bank account, credit card, or debit card, and the money is taken out when you make a purchase. It works like a special credit card, or if it is connected to your bank or debit card, it acts like a virtual debit card that you can use to make purchases on Amazon.

What is the Amazon Online PayPal Key Process.

PayPal Key is essentially a virtual credit card. When you sign up for it, you get a virtual card with a unique number, expiration date, and security code. You enter this information just like you would with any other payment method on Amazon.

However, when you are ready to complete your Amazon purchase, you can choose the virtual card from your list of payment methods.

Unlike the PayPal Cash Card, which is a physical card, PayPal Key is entirely virtual. You would not receive a physical card in the mail, instead, you can find all the card details you need within your PayPal account.

This is actually a security advantage because using debit cards for online transactions can be risky.

However, if a fraudster has access to your debit card details, they can have immediate access to your bank funds. PayPal Key is more secure because it adds an extra layer of protection, making it harder for scammers to access your personal information.

PayPal also invests heavily in security to protect its digital wallet, as it is crucial for retaining customers. Since PayPal Key works just like any other credit or debit card, using it on Amazon is straightforward and secure.

What Advantages Come With Using PayPal Key.

If you do not have access to PayPal Key yet, you might be wondering about its benefits. Here are the advantages of using PayPal Key:

Alternative Sources of Funding

Switching the source of funds for your virtual card with PayPal Key is just as easy as blinking. Therefore, if you realize that one of your credit cards has expired, you can quickly select a different payment method for your virtual card.

All it takes is a quick login to your account and a simple switch, and you are ready to make other Amazon online purchases. This is safer if you have multiple credit cards that you use in specific situations.

For example, if you have a card that offers travel rewards when you make purchases, you might want to switch your PayPal Key to that card when you want to fill up your gas tank.

On the other hand, if you have another card that gives you cash back when you shop at certain retailers, you might want to switch to that card before making a purchase there.

There could even be a situation where one of your debit cards is no longer functional, and in that case you would need to use your bank account.

Whatever is the plan, using PayPal Key makes it easy to switch between the various payment options available in your PayPal account. This gives you a wide range of spending choices and ensures that you do not miss out on any reward points. Thanks to PayPal Key, you can effortlessly switch between multiple payment methods.

Deals included In PayPal Purchase Protection on Amazon Online

When you use PayPal Key for purchases, PayPal provides its own Purchase Protection. This means that if you use PayPal Key to buy something, and the item is incomplete, damaged, or never arrives, PayPal will reimburse you.

While there are a few exceptions to this rule, in most cases, you can have confidence that you will get your money back if the item you ordered does not match your expectations. PayPal Key’s inclusion in PayPal’s Purchase Protection program is a significant advantage for purchaser.

There is No Possibility of Losing an Amazon Online Card

With PayPal Key being a virtual card, there is no chance of ever losing the card, which can be a source of fear and frustration. Losing a physical credit or debit card can disrupt your life, especially if it is linked to debts or regular payments.

You may not know if the card was stolen or simply lost, and there is a risk that someone else may find it. When you lose a physical card, you have to go through the hassle of canceling it and ordering a replacement.

Transferring all your billing information to the new card can be time-consuming, and waiting for the new card to arrive adds to the delay. However, with PayPal Key, you will never have to worry about misplacing it.

All the necessary information is saved securely on your PayPal account, and you will not have to wait for weeks for a replacement card.

PayPal can quickly provide you with a new card, simplifying the process of updating your payment methods. Thanks to PayPal Key, the concern of losing your card will be a thing of the past.


Does PayPal work with Amazon online? No, but that does not mean you can not use PayPal as a payment option on Amazon for whatever purchases you want to make. You can also make Amazon online purchases using your PayPal account because PayPal offers both a debit card and a virtual card that works wherever Mastercard is accepted.

One way to go about it is by purchasing Amazon gift cards using your PayPal account and then using those gift cards for shopping on Amazon.

While Amazon does not have a direct PayPal payment option, there are some workarounds. You can link your debit card to Amazon through the PayPal Cash Card and use it for making purchases.

On the other hand, you can buy Amazon gift cards with PayPal and use them for Amazon online shopping. Therefore, if you have a PayPal Key, you can also use the new virtual credit card for Amazon purchases.

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