PayPal Cashback MasterCard Login Guide by Synchrony Support

The PayPal Cashback Mastercard synchrony is for users with good credit score who in some cases want low maintenance cash-back rewards on everything they buy. However, the card is issued by Synchrony Bank which offers 2% cashback across the board with a flat as high. Simple put, you can earn 3% cash back on PayPal purchases and 2% on all other purchases. It’s as simple as that.

If you check online, you are likely to find similar services from competitors also without an annual fee. However, with PayPal cashback you will make small money on every in-store or online purchase. Goods you buy can range from monthly groceries, furniture, house hold equipment or flight booking for vacation of a lifetime.

The bottom line is you will earn cash rewards every time you purchase with your PayPal Cashback Mastercard. Also, its important to let you know that the Cashback rewards never expire. You can redeem your money or gift card as much or as little Cashback as you want any time.

How does PayPal Cashback Mastercard Work?

Now the question is; How does Cash Back Credit Card Work for account holders? It’s simple. First, you must have an account with PayPal to apply for a PayPal Cashback Mastercard account. Which allows you to shop everywhere with the card.

PayPal Cashback MasterCard Login Guide by Synchrony Support

However, there are also no purchase restrictions on every store Mastercard that is available. Also, you redeem Cash right to your PayPal balance and start enjoying your rewards with no redemption threshold.

You can take a look at some previously published guides below for a better understanding:

Is PayPal Cashback Mastercard a Credit Card?

The answer is yes, the PayPal Cashback Mastercard is a Credit card available by Synchrony Bank that allows cardholders to earn 2% cash-back on all their purchases.

However, qualifying purchases do not include balance transfers, cash advances, and convenience checks, disputed. Or unauthorized purchases, illegal reward transactions, or any other transactions that aren’t eligible to earn rewards. The PayPal Cashback Mastercard is an everyday spend as there are no categories or quarterly bonuses.

PayPal Cashback Mastercard Login

If you directly link your Cashback to your PayPal account, this card may be a good choice. However, if you want an everyday spend credit card that earns you cashback on almost all of your purchases.

You can just pay for your card and get it direct to your mail and start using it to shop and get your cashback rewards. Below are few steps on how to pay for your card.

Related: How do I apply for a PayPal Account to access Cashback Mastercard?

 How to login to your PayPal Cashback Mastercard Account.

The PayPal Cashback Mastercard can be utilized at numerous online stores that accept PayPal. Additionally, if you meet the requirements, you can make use of the PayPal QR Code at specific physical stores. When making a purchase with PayPal, you have the option to select the PayPal Cashback Mastercard as your payment source. Simply follow the steps below;

  1. Open the account opening URL from
  2. The next page that will open is the synchrony financials’ servicing site 
  3. You will have to click the “make a payment” in the section provided.
  4. Follow the on-screen instructions to make a payment.

Note: You may also make payments to the card over the phone as it very possible. By calling the number at the back of the card. Your payments can also be mailed to the address on the statement

PayPal Mastercard gives the user high cash rewards rate on everything and no foreign transaction fee with any amount is redeemable. However, unlike any similar cash back cards, there is no sign-up bonus to give you a jumpstart on your rewards store.

Who issues the PayPal Cash back Master card?

Synchrony Bank issues the PayPal Cashback Mastercard under a license granted by Mastercard International Incorporated. The registered trademarks of Mastercard International Incorporated include the Mastercard logo and the circles design.

How Much is the starting limit for PayPal Cash back Master Card?

The normal credit limit for the PayPal Cash back Master card usually falls within the range of $300 to $10,000. Although there have been instances where cardholders have been granted higher limits. Once your application is approved, the card issuer determines your credit limit by taking into account factors such as your income, credit profile, and other relevant financial information.

Cash Back Master Card Issues and Support

If you require assistance with your PayPal Smart Connect account, you can contact the Service Center at 866-571-3012. For any inquiries or support regarding your PayPal Cashback Mastercard, please refer to the official contact number provided on the back of your card or reach out to 855-520-0991 to connect with the Service Center.

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